Nacho Dip

2 lb ground beef, browned , salt and pepper
large jar salsa
1/2 of a large brick of Velveeta cut into chunks
2 80 z pks cream cheese
1 pk of taco seasoning
1 large can refried beans opt.
melt everything together and put in a crock pot to keep warm or start early in the day and cook on low in crock pot
serve with nacho chips or anything else you want to dip with.

marry